Letter of Reference

March 17, 2004
Alan S. Rosson
Cabrillo Mortgage & Realty Services

To whom it may concern:

When I typed my information into Service Magic, an online real estate agent referral service, I did so so I could say Honey, I tried. With unsecured debt approaching 50% of my gross annual income and no money for down payment I did not think I could qualify for a home loan. I thought that any mortgage broker would laugh at me.

I was providentially referred to Al Rosson, who not only didn’t laugh, but after checking mine and my wife’s credit scores confidently said that we qualified for a quarter million, zero down loan, which became our initial target amount. Six home inspections and ten days later he called me on the phone that a brand new listing was in the area we liked, and arranged for a visit that same day. We made an offer on the very same day, and a counter-offer got accepted two days later. Ours was not the highest bid, but it stood out because Al was constantly on the case, and being both the real estate agent and a loan officer he was able to assure the sellers that our loan was secure.

Today we are homeowners, to a large extent because of Al Rosson, his professionalism and dedication. I feel that Al was our ambassador, and no one else’s. He never dropped the ballfrom the day I first called him until the close of escrow. His guesstimates are on the money, and realistically probably, he will do for you the same he did for us.

Regards,
Roman Sasik
Assistant Project Scientist, UCSD

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